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| Welcome to Upper Thumb Habitat for Humanity
Habitat for Humanity is a non-profit, volunteer-driven, faith-based organization. Homes are built in partnership with families who demonstrate need and a willingness to work with Habitat for Humanity by helping to build a home of their own. With safe, decent and affordable housing, families are better able to concentrate on parenting, employment, education, and community involvement. Each habitat build site provides a setting for people from all walks of life to work side by side in partnership with future homeowners.
Habitat is not a giveaway program. Habitat houses are sold to eligible families at no profit, financed with affordable, no-interest loans. The homeowner's monthly mortgage payments are used to build still more Habitat houses. In addition to closing costs and the monthly mortgage payments, homeowners invest hundreds of hours of their own labor into building their Habitat house and the houses of others.
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